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Texas Interest Only Loans

Interest Only Loans allow homeowners the ability to reduce their typical monthly mortgage payments by roughly 50%. This plan is based on an adjustable rate mortgage tied to the libor index. Homeowners select a 30 year loan and only the interest is paid for the first 5 years then principle and interest for the remaining 25 years. If you live in an area where homes are appreciating and would prefer to make a much lower monthly payment then this mortgage plan may be just what you're looking for. This loan also works well for those homeowners who want to pay down their mortgage quick. Loans are available from 100k up to 2 Million.

All programs have "Interest-Only" payment options and can be fixed for up to 10 years!

Control your cash flow with interest only loans. Available in both adjustable and fixed rate forms these loans allow you to have greater purchasing power, reduced monthly obligations and many more features not available with the traditional 30 year fixed principal and interest loan. Interest Only Loans can be tied to one many indexes including the popular Libor Index. Most loans do not include negative amortization* and can be fixed for terms as long as 30 years. Today's interest rates are at the lowest levels in years. Before rates go higher you may want to consider the benefits of refinancing or securing an interest only loan or interest only home equity line at today's low interest rates.

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